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The Bank reserves the best to not enable international Transactions up to full limit assigned for SAARC nations & Myanmar and Non-SAARC international locations in order that the Limits usually are not exceeded in the occasion of trade price fluctuations or any unauthorized transactions. The Card just isn’t transferrable and its usage is subject to the terms mentioned herein and any additional circumstances stipulated by BRAC Bank Limited from time to time. The Cardholder by no means in any way will enable the Card and/or PIN and/or CVC/CVV and/or OTP for use by some other particular person. The Cardholder might not pledge the Card as Security for any purpose in any way. BRAC Bank Limited reserves the best to ascertain the credit worthiness of the Applicant time to time by obtaining credit score bureau report and such different reviews as it might deem necessary and decline to problem a Card to any Applicant at its sole discretion.

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The cardholder and/or his estate shall be liable for repaying in full any excellent balances on the cardboard account and shall maintain the Bank indemnified for all costs and bills incurred in recovering such excellent balances. All Cardholders might be billed on a monthly foundation for all Charges incurred by means of Card and for all expenses applicable to the Card Account. BRAC Bank shall endeavor that no delay is caused in sending the Statement to the Cardholder. However, there could additionally be no assertion generated for the period in which there has been no outstanding due and no transaction on the Card Account in the previous month. The facility of a Supplementary Card, is a particular facility at such fee/rate as could additionally be stipulated by BRAC Bank once in a while. All entries in the Statement of Account shall be presumed appropriate unless the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect.

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Installment tenure might vary from 3 to 36 months. In the occasion that the cardholder recovers the misplaced or stolen card, he/she shall immediately return the same reduce in halves to the Bank without using it. The Cardholder shall not use the PIN after reporting to the Bank of the disclosure of the same to another get together. BRAC Bank shall provide Statement by way of e mail except the Cardholder explicitly informs the Bank that s/he wants hardcopy statement.

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