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PERSONAL IDENTIFICATION NUMBER To enable the Cardholder to make use of the Card, a Personal Identification Number will be issued to him/her. In the event the same is not acquired in a sealed envelope, the Cardholder shall contact a BRAC Bank department or the BRAC Bank 24-Hour Call Center. The PIN supplies access to the Card Account and the Cardholder accepts the sole duty for use, confidentiality and safety of the PIN, as properly as for all orders and knowledge modifications entered into the Card Account utilizing such PIN.

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If the agreed supply date of the online buy is beyond 120 days; BRAC Bank will not be held liable to entertain any criticism regarding non-delivery of that product/service. When presenting the Priority Pass card on getting into the lounge, lounge staff will take an imprint of the card and problem a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have electronic card readers, which can take the cardholder’s element off the magnetic strip on the reverse side of the Priority Pass card. Where applicable, the cardholder should signal the ‘Record of Visit’ voucher, which may also reflect the precise variety of accompanying visitors, if any, but doesn’t present any per particular person per go to cost. In the event of any quantity charged in opposition to Priority Pass Lounge visits, which is due and payable by the customer, the customer shall be liable to make the payment to the Bank irrespective of whether the card has been closed for any reason whatsoever.

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The cardholder shall instantly after such recall; return such card minimize in halves with CHIP destroyed to the Bank and make full fee of all charges and liabilities to the Bank. The Bank may at any time demand that the Cardholder deposits an undated cheque and/or pledge cash collateral in favor of the Bank for the amount, which the Bank may require even when such a cheque was not demanded when the cardboard was issued to the Cardholder. The Cardholder, in such an event, will be deemed to have licensed the Bank to insert the date on the stated cheque and to present it for cost on the inserted date against any quantity because of the Bank.

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If cardholder has account with BRAC Bank, s/he can dial BRAC Bank call middle at and give instruction of debiting cardholder’s BRAC Bank current/savings account to pay credit card bill. This process would require PIN verification. The Cardholder might select not to settle the current stability in full, in which case the cardholder should pay a minimal of ‘Minimum Amount Due’ as determined by the Bank every so often on or before the fee due date.

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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as could additionally be levied from time to time by the Government or different authority in respect of or in reference to the Card. The cash advance charge and finance charge are non-refundable. The Bank at its sole discretion may reverse the partial or full amount. “Minimum Amount Due” means the minimum amount specified by the Bank in statement which if paid by the Payment Due Date will forestall any late cost charge.

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